Basic Information on Medicare Plan A
if an individual is eligible for Medicare Part A, then he can have coverage as an inpatient in health care centers, hospice care, and hospital stays. In order to help people with their health care needs, the government has created the Medicare program which is an insurance for people who meets the qualification requirements for eligibility. Any one being given health care will naturally incur costs for the service, and Medicare is there for them to be able to shoulder the costs of health care for these qualified individuals. In Medicare Part A which is part of the original Medicare package, you receive insurance coverage for your health needs and this includes health home services, nursing home facilities, hospice, inpatient hospital stay, and none medical care institutions belonging to religious groups.
Here are the requirements to qualify for insurance coverage from Medicare Part A. The age of the person must be over 65; a person under 65 who has a qualifying disability; and an individual with a terminal kidney condition and on the end stage of the disease.
If you are paying Medicare taxes at work, then you don’t pay Medicare Part A premium. This holds true if your spouse has paid these kinds of taxes in her workplace. Medicare Part A is also for people who are over 65m and meet certain requirements of citizenship, but this is available for a cost. Medicare Part A can be bought by those who are over 65 and disabled but can no longer get it for free if they were able to go back to work in some capacity. You need to pay a monthly premium for Medicare part A and you are also required to purchase Part B when you purchase part A.
If you are collecting social security benefits or benefits from theRailroad Retirement Board, then your Medicare coverage will automatically begin on the first day of your birth month on your 65th year. And, 3 months prior to your 65th birthday, you would receive a Medicare card via mail.
After 2 years of receiving social security disability benefits or RRB benefits for a disabled individual under 65 years old, he becomes eligible for Medicare Part A. You Medicare card will be mailed to you on the first month of the third year. Individuals suffering from Amyotrophic Later Sclerosis immediately gets eligible for Medicare Part A when they start receiving their social security disability benefits.
You should take steps to enroll for Medicare Part A even if you meet eligibility requirements if you are not currently collecting your RRB benefits, if you were a railroad employee, or you have social security benefits. You can find out how to enroll from the social security office 3 months prior to your 65th birthday.